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eStatements
Money
matters
Whether you’re receiving your first Academy pay or planning for the future, the decisions you make today can make a big difference tomorrow.
Tools to help build strong money habits.
Save now. Thank yourself later.
Pick a goal. Make a plan. Start with one small step.
Budget like a pro.
A simple budget beats wondering where it all went.
Because life doesn't wait for pay day.
Build a rainy-day fund and split your savings into buckets for whatever’s next.
Your credit score has a file on you.
Check it before your next loan does.
Your wallet needs training too.
Money tips that actually make sense. No finance degree required.
Check your super isn’t slacking.
Sort your super, save consistently and make tomorrow a little easier.
FREE Leatherman (RRP $240) when you join and deposit your salary
Join Police Bank
Via the Police Bank branch or online.
Deposit your salary into your Police Bank account.
Collect your free Leatherman (RRP $240) from the branch.
Terms and conditions apply, and are available here.
Tools to help you plan ahead
Got the Badge? Get the Bank.
Exclusive Academy offers
A Student Personal Loan and a Student Credit Card with 0% interest and no repayments for the first 3 months¹
Boost your savings
With high interest savings accounts, including our award-winning² U30 SUPER CHARGE³ and Bonus Saver products with no monthly or account keeping fees
Discounts for real life, savings you’ll notice
Badge Benefits gives members access to discounts across 1,000+ brands that help you save on the things you already buy
Want more?
Access simple, smart and practical money info designed to help you level up your financial game without the boring stuff with MoneyCraft Academy4
Good habits today make a big difference tomorrow.
Work through this list of essentials to start right.
Build an emergency fund
Set a savings goal
Check your credit score
Review your super
Your badge should
save you money.
Unlock 1,000+ discounts on shopping, fuel, travel, dining and more – just another benefit of being a Police Bank member.
¹Academy Student Personal Loan and Student Credit Card Terms
All applications are subject to Police Bank’s lending criteria and credit assessment. The interest rates are correct at 05/12/2025 and are subject to change. We may vary the rates at any time without prior notice to you. For the student credit card, see Visa Credit Card Conditions of Use. Eligibility: you must be a current student in Session 2 of the NSW Police Academy or a current student of the Tasmanian Police Academy, or have graduated within the last 6 months and be 18 years and over to qualify for the Student Personal Loan and Student Credit Card offers.
For the Student Credit Card
0% interest and no repayments for the first 3 months from approval. After this period, a 9-month introductory rate will be applied, following which standard interest rate and repayment obligations will apply.
For the Student Personal Loan
Following the 3-month period of 0% interest and no repayments, standard interest rates and repayment obligations will apply and principal and interest repayments will be proportioned over the remainder of the loan term.
*The comparison rate is based on a loan of $30,000 over a 5-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. For full details, please contact a Police Bank representative.
²Award-winning
U30 SUPER CHARGE recognised in Mozo Experts Choice Awards 2025 – more information on the awards research methodology at mozo.com.au
³U30 SUPER CHARGE
The Interest is calculated daily and credited monthly. Interest payable is capped to a maximum deposit amount of $10,000 per account. Any amounts over $10,000 will not receive any interest. The following fees are waived for the U30 SUPER CHARGE account:
- Eftpos Transaction
- Periodical Payments staff assisted fees
- Cash withdrawal fee
- Overdrawn or dishonour fees
- Replacement Card Fee
- Additional Statement Fee
- Overseas replacement Card fee
- Bank@Post Fee
If you see a fee charged to your account excluding foreign conversion fees, please get in touch with us to review the fee and seek reimbursement. This account is only available to members 18 – 29 Years old who credit their whole salary to Police Bank. Once you are no longer eligible all credits, debits, and balances set up on this account and sub accounts will be transferred to the Easy Access (S1) account, unless other instructions have been provided by you the account holder.
⁴MoneyCraft Academy
MoneyCraft Academyis an educational portal developed in strategic alliance between Police Bank and Money101 to help members build financial capability. Content is provided for general information and education purposes only; it is not tailored to your personal circumstances.
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Terms and conditions apply. This information is general in nature and does not take into account your personal objectives, financial situation or needs. See Police Bank Financial Services Guide and Target Market Determinations for more information.
Links to third-party websites are provided for informational purposes only. Police Bank does not endorse, approve or make any representation about the content, products, services or security of those websites. Police Bank is not responsible for the availability, accuracy or completeness of information on third-party sites, nor for any loss or damage arising from your use of them. When you leave the Police Bank website, you are subject to the terms, conditions and privacy policies of the external website.
Police Bank Ltd. ABN 95 087 650 799. AFSL/Australian Credit Licence No. 240018.