Academy Banking - MoneyCraft Academy

Why MoneyCraft Academy? Your financial wellbeing How it works Get the most out of MoneyCraft Academy Academy Banking Offers for Police Students

Your smart start to financial success

Simple, interactive financial education as part of the exclusive Police Bank Academy Banking package – designed to help you master money moves without the boring stuff.

Why MoneyCraft Academy?

Why MoneyCraft Academy?

Interactive financial modules focused on real-life money moments for Police students covering money management, debt, investing, life moments and more.
Learn through games: Earn points, unlock badges, and track progress – because learning about money should feel like leveling up, not homework.
Blog library: 50+ quick-read articles packed with tips for Police students – think ‘Thrifty holiday hacks’ or ‘Creating a budget that works’

Your financial wellbeing

Interactive modules focused on real-life money moments for Police students:

Debt

See how to borrow smart, avoid traps, and stay in control

Investing

Tips to grow wealth and make informed choices to get ahead

Manage Money

Budgeting – boring or brilliant? Tips to make every dollar count

Life Happens

Big moments, make smart money moves

Getting Started

New to money matters? Get across the basics

How it works

1. Register

2. Log in anytime, anywhere

Each module takes just 10-15 minutes

3. Play, learn, and earn

Complete quizzes, earn rewards, and see your progress grow on the leaderboard

Get the most out of MoneyCraft Academy

Start with what matters now: budgeting, bills, and credit cards. Pick modules that match your current life stage – whether you’re buying your first car or planning for a baby.
Make it fun: collect badges, challenge yourself, and compete with fellow recruits.
Stay curious: dive into blogs for quick hacks and deeper insights.

Academy Banking Offers for Police Students

Need a car loan or personal loan?

No repayments and 0% interest for the first 3 months on a Student Personal Loan², then a straightforward repayment plan that fits training life.

Come and see us in branch or call 131 728.

Learn more →

Need a credit card for study essentials?

0% interest and no repayments for the first 3 months on a Student Credit Card. Card limit for students applies.

Learn more →

Under 30 and saving?

4.50% pa interest on an award-winning³ U30 SUPER CHARGE⁴ Account is the perfect way to give your savings a boost.

Come and see us in branch or call 131 728.

Learn more →

Over 30 and saving?

No ongoing or annual fees and no min or max balance on a Bonus Saver Account. Plus, the more you save, the higher the interest – so get started today.

Come and see us in branch or call 131 728.

Learn more →

Ready to craft your future?

Join today and take control of your money with Police Bank and MoneyCraft Academy.

Get started

Important Information

Terms and conditions apply. This information is general in nature and does not take into account your personal objectives, financial situation or needs.

See Police Bank Financial Services Guide and Target Market Determinations for more information.

¹MoneyCraft Academy

²Academy Student Personal Loan and Student Credit Card Terms

All applications are subject to Police Bank’s lending criteria and credit assessment. The interest rates are correct at 05/12/2025 and are subject to change. We may vary the rates at any time without prior notice to you. For the student credit card, see Visa Credit Card Conditions of Use. Eligibility: you must be a current student in Session 2 of the NSW Police Academy or a current student of the Tasmanian Police Academy, or have graduated within the last 6 months and be 18 years and over to qualify for the Student Personal Loan and Student Credit Card offers.

For the Student Credit Card

0% interest and no repayments for the first 3 months from approval. After this period, a 9-month introductory rate will be applied, following which standard interest rate and repayment obligations will apply.

For the Student Personal Loan

Following the 3-month period of 0% interest and no repayments, standard interest rates and repayment obligations will apply and principal and interest repayments will be proportioned over the remainder of the loan term.

*The comparison rate is based on a loan of $30,000 over a 5-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. For full details, please contact a Police Bank representative.

³Award-winning

⁴U30 SUPER CHARGE

The interest rate is correct at 08/01/2026 and is subject to change. We may vary the rates at any time without prior notice to you.

The Interest is calculated daily and credited monthly. Interest payable is capped to a maximum deposit amount of $10,000 per account. Any amounts over $10,000 will not receive any interest. The following fees are waived for the U30 SUPER CHARGE account:

Eftpos Transaction
Periodical Payments staff assisted fees
Cash withdrawal fee
Overdrawn or dishonour fees
Replacement Card Fee
Additional Statement Fee
Overseas replacement Card fee
Bank@Post Fee

If you see a fee charged to your account excluding foreign conversion fees, please get in touch with us to review the fee and seek reimbursement. This account is only available to members 18 – 29 Years old who credit their whole salary to Police Bank. Once you are no longer eligible all credits, debits, and balances set up on this account and sub accounts will be transferred to the Easy Access (S1) account, unless other instructions have been provided by you the account holder.