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Academy Banking Savings
Get the bank, and savings products tailored for recruits and beyond.
Under 30?
Get ready to super charge your savings with an U30 SUPER CHARGE¹ – awarded the Mozo ‘Experts Choice’ Award for 2025².
A simple everyday account made for members aged 18–29, helping your money work a little harder while you train and beyond.
What you get
- 4.50% pa interest on savings – with no deposit rules
- Get paid a day early³
- No ongoing monthly fees, no account-keeping fees, and no EFTPOS transaction fees
- One transaction account + two sub-accounts so you can bucket your goals: set up separate pots for a trip, a car, or a future deposit, all in one place
- Earn interest on a combined balance of up to $30,000 (interest is earned on a maximum of $10,000 for each of the three accounts)
- Mobile Banking App to manage accounts, move money and track goals on the go
Why Academy students like it
It’s simple, with no strings attached; to fit around your schedule and help you reach your savings goals faster.
Over 30 and saving for a goal?
Make saving simple, smart and all in one place
Bonus Saver at a glance
A rewards-style savings account designed to help reach savings goals. Put away a little each month, keep it growing, and get bonus interest when you stick to the plan (we know you’re good with discipline).
How it works
- Earn bonus interest when you deposit at least $100 each calendar month and make no withdrawals in that month
- Tiered interest rates – the more you deposit, the more interest you earn
- No ongoing monthly or annual fees
- No minimum balance to keep the account open
- Access your money anytime – note that withdrawing money out will forfeit the bonus interest for that month.
- Up to 5 sub-accounts so you can set clear goals: holiday, car, house deposit, whatever’s next
Why it suits Academy students
Perfect if you want a simple routine: save a fixed amount each month, watch your balance grow and keep track of multiple goals in one place.
Mobile Banking App
Bank on the move. Quick, simple and made for our own.
Why Academy students love it
Savings goal tool
Set your target, give it a name, and watch a tidy progress bar as you get closer.
Bank anywhere, anytime
Fast login and account access protected by industry-standard security.
Safer payments
Protect yourself from fraud and scams with our Confirmation of Payee feature.
Make it your own
Customise your home screen with the accounts and shortcuts you use most.
Easy bill pay
BPAY® and PayID® built in for quick transfers and bills.
Share your details in a tap
Send your BSB & account number to a mate safely, so they can pay you back without fuss.
Academy Banking Offers for Police Students
Need a car loan or personal loan?
No repayments and 0% interest for the first 3 months⁴ on a Student Personal Loan, then a straightforward repayment plan that fits training life.
Come and see us in branch or call 131 728.
Need a credit card for study essentials?
0% interest and no repayments for the first 3 months⁴ on a Student Credit Card. Card limit for students applies.
Life happens, so bank smarter
MoneyCraft Academy⁵ is your ultimate crash course in mastering money moves – simple, smart practical money info designed to help you level up your financial game without the boring stuff.
Come and see us in our Goulburn branch or Hobart office, or give us a call.
Want to take control of your money?
Start planning with our free Budget Planner.
Important Information
Terms and conditions apply. This information is general in nature and does not take into account your personal objectives, financial situation or needs.
See Police Bank Financial Services Guide, current interest rates and Target Market Determinations for more information.