Cutting spending Archives

Cost of living: how much can you really cut back on?

The past few years have seen dramatic economic changes. Petrol prices fell during the height of COVID, as we locked down and stayed at home. Prices are on the rise once again as the Government cuts back on temporary fuel excise relief. We faced shortages on supermarket shelves; now we’re experiencing grocery price increases. Many […]

Cutting spending

Why you live beyond your means and what you can do about it

Before you can improve your financial habits, it is important to understand your motivations. When people spend more than they earn, it is often to fulfil a subconscious need. Understanding money is relatively simple. Even if you don’t understand all the ins and outs of complex financial products, most people do understand what good financial […]

Cutting spending

Spend with purpose – intentional spending for stronger wellbeing

When money feels tight, it’s easy to focus only on cutting costs. But financial wellbeing isn’t just about spending less – it’s about spending in a way that reflects what matters most to you. Values-based spending means aligning your money with your priorities. It’s not about perfection or restriction. It’s about intention. What are “values” […]

Cutting spending

Coping with Cost-of-Living Pressures: 8 Practical Tips for Financial Wellbeing

Many people face the challenges that come with rising cost-of-living. From inflation and increasing interest rates to soaring rents, managing expenses can be a daunting task. The right approach and financial strategies can help individuals can navigate these pressures and achieve greater financial wellbeing. In this article, we explore practical tips to cope with cost-of-living […]

Cutting spending

4 Must-Dos for Sticking to a Tight Food Budget

We’ve all seen the headlines: the family who got out of debt by dropping their food budget down to nothing, the bachelor who got ‘shredded’ without spending a million bucks on meat, the single parent who saves time by batch cooking meals ahead for about four cents each. There’s something incredibly attractive about this prospect: […]

Cutting spending

The cost of winter is coming

Winter means cold days and even colder nights. And colder months means the extra cost of keeping our homes heated. Heating can be a huge expense on the household budget and, like most other things, its cost has increased over the past few years. So what are some ways we can ease the cost of […]