Like you, we’re proud to support those who serve.
Built by police for police, our focus is on supporting the policing community across Australia. Banking with us means being a part of community-minded initiatives that give back. We reinvest our profits into offering competitive products to our members, such as lower home loan rates and higher deposit rates. We also support members who are suffering through financial hardship.
Just like the big banks, we need to meet the same high standards and protocols to ensure your banking is safe and secure. At Police Bank, you’re not just a customer, you’re a member. It’s no wonder many of our products are award winning.

Personal Loans
We are supporting our Police Academy Graduates reach their goals with a special rate of 5.79% p.a with a comparison rate of 5.92%^. This special rate is available exclusively to students enrolled at the Police Academy in Goulburn for up to 2 months after graduation* for any worthwhile purpose. Perhaps you’ve got your eye on a car, holiday or big-ticket household item.
We can help when it comes to refinancing or consolidating loans from other lenders, making it easy for you to streamline your banking.
Our award-winning Personal Loans offer competitive variable and fixed-rate options, you can choose the personal loan most suitable to you.
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U30 SUPER CHARGE
If you’re aged between 18 and 29, you’re eligible for U30 SUPER CHARGE~. Earn 5.25% p.a.+ on your savings – with no ongoing fees or minimum monthly transactions.
So you can save faster and make your money work harder.
You get one transaction account and up to two sub-accounts so you can bucket your savings goals.
You can save for a trip with your friends, for a deposit on your home or a new car – all at the same time.
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Police Bank Visa credit card
A Police Bank Visa credit card can help you manage your everyday expenses and smooth out the cost of your bigger purchases. It’s fast and easy to apply.
Get up to 55 days interest free on your purchases and a competitive ongoing interest rate of just 10.76% p.a.
Your annual fee is waived for the first year~ and earn rewards on what you spend through Visa Offers + Perks.
Use your card at over 29 million Visa outlets and at ATMs worldwide.
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Home Loans
Because we’re focused on you, not shareholders, we can offer competitive home loan interest rates.
Lower interest means you could pay off your loan faster. Plus, you can get your foot in the door from as little as 5% deposit if it’s your own home and you’re eligible for the Housing Australia Scheme.
We have been awarded the Mozo Exceptional Value Home Lender Award in the 2024 Mozo Experts Choice Awards.
Learn MoreJoin the bank that looks out for you.
Important Information
*The advertised fixed rate personal loan of 5.79% is a special rate available exclusively to students enrolled at the Police Academy in Goulburn up to 2 months after graduation and the graduating class number must be quoted to be eligible. This rate applies to both Secured and Unsecured Personal Loans for eligible purposes, as per Police Bank’s Credit Policy. Terms, conditions, fees and charges apply.
^The comparison rate is based on a loan of $30,000 over a 5-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. For full details, please contact a Police Bank representative.
Interest rates are current as at 20/11/2024 and are subject to change.
~General Terms & Conditions.
Terms, conditions, fees and charges apply and are available here. The Interest is calculated daily and credited monthly. Interest payable is capped to a maximum deposit amount of $10,000 per account. Any amounts over $10,000 will not receive any interest.
⁺The interest rate and comparison rate date is at 31/05/2024 and is subject to change and we may vary the rate at any time without prior notice to you.
A Financial Services Guide (FSG) is available at all Branches, here on our website or upon request.