Following the Reserve Bank of Australia’s (RBA) decision to reduce the official cash rate by 0.25% p.a. we’re reducing our variable home loan interest rates by 0.25% p.a.

What’s changing?

Home Loans
All Variable Rate Home Loans

For new borrowers: Effective August 22, 2025, we will decrease the interest rates for new variable rate home and investment loan borrowers by 0.25% p.a.

For existing borrowers: Effective August 22, 2025, we will decrease the variable interest rates for existing owner-occupied and investment home loans by 0.25% p.a. affecting repayments from August 22, 2025.

Savings Accounts
We are reducing some of our interest rates on the following products;

• U30 SUPER CHARGE interest rates will be decreasing by 0.25% p.a. to 4.50% p.a. effective from August 22, 2025
• Some Savings Plus tiers will be decreasing by 0.25% p.a effective from August 22, 2025
  • Accounts with balances $50,000 to $99,999 will be 1.25% p.a.
  • Accounts with balances $100,000 to $249,999 will be 3.75% p.a.
• Bonus Saver (Bonus Rate only) will be decreasing by 0.25% p.a. to 3.75 % p.a. effective from September 1, 2025

The rates for each balance tier apply to the entire account balance, up to the limits stated.