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Police Bank Loans

For every stage of life

  • Low Fees

  • Competitive Rates

  • Superior Service

Police Bank has a range of loans available for any worthwhile purpose. Our loans are easy to apply for, with flexible terms and fast approvals.

As an added bonus, most of our loans do not carry penalties for extra repayments or early payout of the loan (see fees and charges) and interest is calculated daily. This means that any extra repayments you make start reducing interest on the day you make the deposit.

With our Pre-approval service you can shop with comfort knowing exactly what your budget is, allowing you to make the right purchase decision.

If you are considering refinancing or consolidating your existing loans, compare our options and you may be pleasantly surprised.

Our loans have no account keeping fees* so every dollar you repay goes towards reducing your loan balance.

Our loans may contribute to our Reduced Fees Program helping to reduce (or eliminate) fees – save on ATM and EFTPOS transactions (as well as qualify for fee rebates), personal cheques and external electronic periodical payments.

Financial Hardship Assistance Available

Police Bank will always be open to discussing with Members in financial difficulty the best options available. Click here for more information.

Who can apply for a loan?

You can apply for a loan individually or jointly with one other person or multiple person/s. To apply you need to:

  • be at least 18 years old.
  • have a regular income.
  • be a permanent Australian resident.
  • be able to make your repayments.
  • want to borrow more than $5,000.

Terms & Conditions

* Not applicable to the Equity Maximiser Home Loan.

You can apply for a loan individually or jointly with one other person or multiple person/s. To apply you need to:

  • be at least 18 years old.
  • have a regular income.
  • be a permanent Australian resident.
  • be able to make your repayments.
  • want to borrow more than $5,000.

Loans/Visa Credit Card

Retirement Lifestyle Loan

Fixed Rate Loan

Reduced Fees Program

Schedule of Fees and Charges (PDF)

Financial Services Guide (PDF)