Police Value Home Loan

Who can apply for a loan? You can apply for a loan individually or jointly with one other person or multiple person/s. To apply you need to: Terms & Conditions Effective Date: .   Police Value Home Loan only available to current serving Police Officers or a Retired Police Officer(s) who are a member of a Union that is associated with the Police Federation of Australia. This includes NSW Police Association (including Associate members), and the Australian Federal Police Association. Rate discounted against Premium Home Loan. Terms and conditions apply and are available on request. Fees and charges and lending criteria apply. Police Value Home Loan cannot be taken in conjunction with any other offer, bonus or discount, including the No Establishment Fee offer.  ^ Existing Police Bank home loan borrowers must borrow minimum $50,000 additional funds to be eligible. Not available for investment purposes. Police Value Home Loan cannot be taken in conjunction with any other offer, bonus or discount, including the No Establishment Fee offer. A maximum Loan Value Ratio (LVR) of 90% including the capitalisation of Mortgage Protection Insurance applies. * The comparison rate is based on a loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 1. An early repayment fee may apply on the fixed rate portion of any loan. Investment real estate lending is limited to purchase or refinance to a maximum Loan Value Ratio (LVR) of 80%. Reduced Fees Program Schedule of Fees and Charges (PDF) Financial Services Guide (PDF)