Maximum LVR Loan to Value Ratio is the proportion of money you borrow (loan) compared to the value of the property of 80% for investment loans.
This discounted rate is only available for Police Officers.
You can split your Home Loan into variable and fixed, to get the best of both options
For certainty of knowing what your repayments will be for a 2, 3 or 5 year term, read more about how Fixed and Variable Interest Rates Work
Setup an Offset Account to help decrease your interest payable and payoff your loan sooner
Quality for our Reduced Fees Program to reduce (or even eliminate) fees!
Draw from the equity of your mortgage to access funds when you need them
No monthly loan administration fees
Offset facility not available with Fixed Interest Rate Home Loans.
You can apply for a loan individually or jointly with one other person or multiple person/s. To apply you need to:
Effective Date: .
Police Value Home Loan only available to current serving Police Officers or a Retired Police Officer(s) who are a member of a Union that is associated with the Police Federation of Australia. This includes NSW Police Association (including Associate members), and the Australian Federal Police Association. Rate discounted against Premium Home Loan. Terms and conditions apply and are available on request. Fees and charges and lending criteria apply.
* The comparison rate is based on a loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1. An early repayment fee may apply on the fixed rate portion of any loan.
Investment real estate lending is limited to purchase or refinance to a maximum Loan Value Ratio (LVR) of 80%.
2. $1,500 Bonus Offer Terms & Conditions – To be eligible for this offer you need to apply for one owner occupied home loan and one investment loan; either by applying for a new loan or refinancing from another lender or combination thereof. Both loans need to be applied for between 21/1/19 – 31/8/19 within 3 months of each other. Both loans need to be funded within 3 months of application date. Minimum combined loan amount of the two loans is $250,000. Bonus offer of $1,500 is limited to one set of two properties (one owner occupied and one investment property). $1500 will be credited to S1 account within 1 month of settlement of second loan. This offer is not available in conjunction with any other offer, bonus or discount and can be withdrawn at any time. This offer is not available for refinancing of existing Police Bank Home Loans.
Schedule of Fees and Charges (PDF)
Financial Services Guide (PDF)
25 Pelican Street,
Surry Hills NSW Australia 2010
BSB 815-000
