Terms & Conditions
General Terms & Conditions
Effective Date: . Terms and conditions apply and are available on request. Fees and charges and lending criteria apply. A Financial Services Guide (FSG) including terms and conditions is available at all Branches, on our website and upon request.
Goldrate Standard Terms & Conditions
1. Minimum loan amount is $50,000. Existing Police Bank borrowers must borrow minimum $50,000 additional funds to be eligible. Investment real estate lending is limited to purchase or refinance to a maximum Loan Value Ratio (LVR) of 90%.
2. The comparison rate is based on a loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Bonus offer not available for refinancing of existing Police Bank home loans. Loan needs to be applied for between 20/1/20 – 20/4/20 and needs to be funded within 3 months of application date. Minimum loan amount is $50,000. $500 will be credited to S1 account within 1 month of loan settlement. This offer is not available in conjunction with any other offer, bonus or discount and can be withdrawn at any time.