Goldrate Investment Home Loan 3.59% p.a.2 (comparison rate 3.67% p.a.*)
Ends 20 April 2020
Overspent a little too much this festive season?
Ends 28 February 2020
For a limited time only3
When you transfer your balance to Police Bank’s Visa Credit Card!
Tell us how you would create your perfect home for a chance to win $3,000!
Ends 31 January 2020
Goldrate Home Loan1
Our Goldrate features a low interest rate, no annual or monthly fees, redraw facility and no penalties.
Settle in for Summer!^
Enjoy a low rate of ( comparison rate*), no annual or monthly fees, redraw facility and no penalties. For new owner-occupied borrowers only, available until 31st January 2020.
Terms & Conditions
1. Effective Date . Terms, conditions, fees, charges and lending criteria apply. Minimum loan amount is $50,000. Existing Police Bank borrowers must borrow minimum $50,000 additional funds to be eligible. Investment real estate lending is limited to purchase or refinance to a maximum Loan Value Ratio (LVR) of 95%.
2. Effective date 20/1/20. Terms, conditions, fees, charges and lending criteria apply. Minimum loan amount is $50,000. Investment real estate lending is limited to purchase or refinance to a maximum Loan Value Ratio (LVR) of 90%.
3. Terms and conditions apply. Fees and charges and lending criteria apply. 0% p.a. is applied to the Police Bank Visa Credit Card only if the card account being transferred is paid out in full and cancelled. Minimum balance transfer per card is $500.00. We reserve the right to withdraw this offer at any time. Interest rate on remaining balance will revert to our standard variable Visa Card rate, currently 10.76% p.a. Not available in conjunction with any other offer.
5. Effective date 8/10/19. The ‘Win $3,000 for Your Home’ Competition is available from 8/10/19 and closes 31/1/20. To be eligible entrants must be over 18 years of age, an Australian resident and have completed the competition entry form available on our website. Only one entry per person. Police Bank Ltd. employees and their immediate families are not eligible to win the prize. Entry to this competition is free. The judges reserve the right to disqualify any entrant submitting an entry which, in the opinion of the judges, includes incomprehensible, incomplete or objectionable content. We reserve the right to withdraw or amend the competition as necessary due to circumstances outside its control. All entries become the property of the Promoter. Entrants consent to the promoter using their name and entry details in connection with marketing materials. By submitting the entry form, you agree to our terms and conditions and agree to receive marketing communication from Police Bank. You will be given the opportunity to unsubscribe from every marketing communication that we send you. There is one prize of $3,000 cash to be won. The winner will be selected by a panel of bank judges based on the originality of the entry on 3/2/20 at Police Bank, 25 Pelican Street, Surry Hills NSW 2010. The winner will be notified via email or phone on 3/2/20 between 11.00am and 4.00pm (AEST). The winner’s name will be published on our website. If the prize is unclaimed by 3/3/20 a redraw will occur on 4/3/20 at Police Bank, 25 Pelican Street, Surry Hills NSW 2010. The prize of $3,000 cash will be deposited into the winner’s Police Bank S1 account within 5 business days. If the winner does not have a Police Bank S1 account, one will be opened for them.
^ Effective Date: 14 October 2019. Terms & conditions, fees, charges and lending criteria apply. A Financial Services Guide (FSG) including terms and conditions is available at all Branches, on our website and upon request. This Home Loan is only available to new owner-occupied borrowers. Minimum loan amount is $50,000. Not available for investment purposes or for refinancing of existing Police Bank loans. This Home Loan cannot be taken in conjunction with any other offer, bonus or discount. This Home Loan cannot be split with a fixed term or any other Police Bank Home Loan product. A maximum Loan Value Ratio (LVR) of 80% including the capitalisation of Mortgage Protection Insurance applies. This Home Loan is a limited time offer and can be withdrawn at any time. Waived Establishment Fee offer is only available to owner-occupied borrowers who apply between 15/9/19 – 31/1/20 and have their loan funded by 31/3/20. This offer is only applicable to single security loans.
~ Effective Date: 1/11/19. Terms, conditions, fees, charges and lending criteria apply. A Financial Services Guide (FSG) including terms and conditions is available at all Branches, on our website and upon request. The interest rate and comparison rate is current as at 1/11/19 and is subject to change. 1. Minimum loan amount is $50,000. Existing Police Bank home loan borrowers must borrow minimum $50,000 additional funds to be eligible. Not available for investment purposes. Police Value Home Loan cannot be taken in conjunction with any other offer, bonus or discount, including the No Establishment Fee offer. A maximum Loan Value Ratio (LVR) of 90% including the capitalisation of Mortgage Protection Insurance applies. Police Value Home Loan only available to current serving Police Officers or a Retired Police Officer(s) who are a member of a Union that is associated with the Police Federation of Australia. This includes NSW Police Association (including Associate members), and the Australian Federal Police Association. Rate discounted against Premium Home Loan.
*The comparison rate is based on a loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
#Minimum loan amount is $5,000. Rates current as at 4/11/19 and are subject to change. This discounted rate is only available for loans applied for and approved from 4/11/19 – 28/2/20. Loan must be funded within one month of application. This discounted rate is not available in conjunction with any other offer. Existing Police Bank personal loan borrowers must borrow minimum $5,000 additional funds to be eligible. We reserve the right to withdraw this offer at any time.
**The comparison rate is based on a loan of $30,000 over a 5 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
***Bonus offer not available for refinancing of existing Police Bank home loans. Loan needs to be applied for between 20/1/20 – 20/4/20 and needs to be funded within 3 months of application date. Minimum loan amount is $50,000. $500 will be credited to S1 account within 1 month of loan settlement. This offer is not available in conjunction with any other offer, bonus or discount and can be withdrawn at any time.
Contact Us
Ph: 131 728
Email: info@policebank.com.au
Fax: (02) 9287 0850
Facebook: PoliceBankAU
Twitter: @PoliceBankAU
Instagram: PoliceBank
Email: info@policebank.com.au
Fax: (02) 9287 0850
Facebook: PoliceBankAU
Twitter: @PoliceBankAU
Instagram: PoliceBank
Police Bank Head Office
25 Pelican Street,
Surry Hills NSW Australia 2010
BSB 815-000
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