Available until 30 September 2019
Enjoy a low rate of 3.39% p.a. (3.47% p.a. comparison rate^), no annual or monthly fees, redraw facility and no penalties. For new owner-occupied borrowers only, available until 30th September 2019.
Our new Special Offer Goldrate features a low interest rate, no annual or monthly fees, redraw facility and no penalties. Available for a limited time.
Join today and you could receive $100!2
When you transfer your balance to Police Bank’s Visa Credit Card!
Offer ends 10 October 2019
Available until 31 August 2019
Available until 31 October 2019
Terms & Conditions
1. Effective date: 19/6/19. Terms, conditions, fees, charges and lending criteria apply. The Special Offer Goldrate Home Loan is only available to new owner-occupied borrowers who apply between 19/6/18 – 30/9/19 and have their loan funded by 30/11/19. Not available for investment purposes or for refinancing of existing Police Bank loans. Special Offer Goldrate Home Loan cannot be taken in conjunction with any other offer, bonus or discount. Special Offer Goldrate Home Loan cannot be split with a fixed term or any other Police Bank Home Loan product. A maximum Loan Value Ratio (LVR) of 90% including the capitalisation of Mortgage Protection Insurance and Lenders Mortgage Insurance (LMI) applies. LMI may be required for loans with a LVR greater than 80%. Special Offer Goldrate Home Loan is a limited time offer and can be withdrawn at any time. The interest rate and comparison rate is current as at 19/6/19 and is subject to change. The comparison rate is based on a loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
2. Effective date: 1/1/19. Fees, charges and lending criteria apply. This offer is not available in conjunction with any other offer and can be withdrawn at any time. This offer is only available to the serving AFP officers who join Police Bank between 1/1/19 – 31/12/19. This offer is not available to existing Police Bank Members. The $100 Bonus will be transferred to the Member’s S1 account within 20 business days of new Membership being opened.
3. Terms and conditions apply and are available on our website. Fees and charges and lending criteria apply. 0% p.a. is applied to the Police Bank Visa Credit Card only if the card account being transferred is paid out in full and cancelled. Minimum balance transfer per card is $500.00. We reserve the right to withdraw this offer at any time. Interest rate on remaining balance will revert to our standard variable Visa Card rate, currently 10.76% p.a. Not available in conjunction with any other offer.
4. AU residents 18+. Must hold a personal Visa Debit or Credit card with contactless payment functionality, issued by a participating financial institution. See Terms for full list of participating financial institutions. Must not have overdue monies owing as at 14.11.19. Ends 11:59pm AEDST 10.10.19. To earn and redeem Velocity Points you must be a Velocity member. Velocity membership and Points earn and redemption are subject to the Member Terms and Conditions, available at velocityfrequentflyer.com, as amended from time to time. Permits: NSW. LTPS/19/35908. ACT. TP19/03684. SA. T19/1072.
5. Effective date 1/8/19. This offer is not available in conjunction with any other offer and can be withdrawn at any time. This offer is only available to the first 100 Police Bank, Border Bank or Bank of Heritage Isle Visa Credit Card applications who apply and are approved between 1/8/19 – 30/9/19. You will receive your Garmin Vivosmart HR Fitness Watch (or similar product) within a month after making your first transaction or balance transfer on your Police Bank Visa Credit Card. To be eligible for the watch, your first transaction of $50 or more or a balance transfer of a minimum of $500 needs to be made within 4 weeks of card approval. The Garmin Vivosmart HR Fitness Watch is valued at $189. Not available for Members with an existing Police Bank Visa Credit Card and employees of Police Bank Ltd.
6. For more information and full terms and conditions visit: www.policebank.com.au/tas/
7. General Terms & Conditions: Effective Date: 19/06/19. Terms and conditions apply and are available on request. Fees and charges and lending criteria apply. A Financial Services Guide (FSG) including terms and conditions is available at all Branches, on our website and upon request. Goldrate Standard Terms & Conditions: Minimum loan amount is $50,000. Existing Police Bank borrowers must borrow minimum $50,000 additional funds to be eligible. Investment real estate lending is limited to purchase or refinance to a maximum Loan Value Ratio (LVR) of 80%.
8. The comparison rate is based on a loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
9. $1,500 Bonus Offer Terms & Conditions: To be eligible for this offer you need to apply for one owner occupied home loan and one investment loan; either by applying for a new loan or refinancing from another lender or combination thereof. Both loans need to be applied for between 21/1/19 – 31/8/19 within 3 months of each other. Both loans need to be funded within 3 months of application date. Minimum combined loan amount of the two loans is $250,000. Bonus offer of $1,500 is limited to one set of two properties (one owner occupied and one investment property). $1500 will be credited to S1 account within 1 month of settlement of second loan. This offer is not available in conjunction with any other offer, bonus or discount and can be withdrawn at any time. This offer is not available for refinancing of existing Police Bank Home Loans.
10. Minimum loan amount is $5,000. Rates current as at 1/8/19 and are subject to change. This discounted rate is only available for loans applied for and approved from 1/8/19 – 31/10/19. Loan must be funded within one month of application. This discounted rate is not available in conjunction with any other offer or for refinancing of existing Police Bank loans. We reserve the right to withdraw this offer at any time.
11. The comparison rate is based on a loan of $30,000 over a 5 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
^ Effective Date: 19/6/19. Terms and conditions apply and are available on request. Fees, charges and lending criteria apply. A Financial Services Guide (FSG) including terms and conditions is available at all Branches, on our website and upon request. Home Loan is only available to new owner-occupied borrowers who apply between 19/6/19 – 30/9/19 and have their loan funded by 30/11/19. Minimum loan amount is $50,000. Not available for investment purposes or for refinancing of existing Police Bank loans. Home Loan cannot be taken in conjunction with any other offer, bonus or discount, with the exception of the $1500 Bonus offer. Home Loan cannot be split with a fixed term or any other Police Bank Home Loan product. A maximum Loan Value Ratio (LVR) of 70% including the capitalisation of Mortgage Protection Insurance applies. Home Loan is a limited time offer and can be withdrawn at any time. The interest rate and comparison rate is current as at 19/6/19 and is subject to change.
*The comparison rate is based on a loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
25 Pelican Street,
Surry Hills NSW Australia 2010
BSB 815-000
