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Police Bank and Allianz

Keeping you protected

when you need it the most

Cover your vehicle with a comprehensive range of options to choose from.

No matter how careful you might be on the roads, accidents can still occur. We offer reliable, competitive comprehensive car insurance cover from Allianz, so you and your loved ones can travel with confidence.

Why choose Motor Vehicle Insurance through Police Bank

Choice

A range of comprehensive motor insurance products to suit your budget and needs

Claims support 24/7

Allianz understands that if you need to make a claim, you want to be able to settle it quickly and with minimum fuss

Choice of Car Insurance products

Comprehensive Insurance

Our highest level of cover for your vehicle which includes cover against fire, theft, accidents and malicious damage. It also covers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

Third Party Fire & Theft

Provides cover against accidental loss of or damage to your vehicle caused by fire or theft. It also covers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

Third Party Property Damage

Covers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

Key benefits

Cover for accidental loss of or damage to your vehicle caused by fire or theft

Y

Y

N

Cover for accidental loss of or damage to your vehicle (caused by events other than fire or theft)

Y

N

N

New for old replacement of a new vehicle after a total loss, if you purchased your vehicle new from the manufacturer or dealer and your vehicle is less than 2 years old from its first registration at the time it is declared a total loss

Y

N

N

Cover for legal liability to pay compensation for loss or damage to other people's property and legal liability for supplementary bodily injury - up to $20 million for any one event or series of related events

Y

Y

Y

Legal costs

Y

Y

Y

Accidental death benefit - $25,000 per period of insurance

Y

N

N

Emergency repairs - up to $500 in respect of any one incident

Y

N

N

Rental car after theft ($100 per day limit, up to 30 days)

Y

Y

N

Reasonable cost of towing

Y (after a covered accident)

Y (after fire or theft of your vehicle)

N

Temporary cover on replacement vehicle - 14 days

Y

N

N

More benefits

Trailer and caravan cover - $1,000 or market value whichever is the lesser

Y

N

N

Legal liability cover when using a substitute vehicle

Y

Y

Y

Personal items - up to $1,000 for any one incident

Y

N

N

Emergency accommodation and travelling expenses - up to $1,000 for of any one incident

Y

N

N

Transportation costs - up to $500 for any one incident

Y

N

N

Lock re-keying / re-coding - up to $1,000 for any one incident

Y

N

N

Child seat / baby capsule cover - up to $500 for of any one incident

Y

N

N

Optional cover

Protected No Claim Bonus - 1st claim per period of insurance

Y

N

N

Rental car following accident - $100 per day limit, up to 30 days

Y

N

N

Removal of basic excess for windscreen claims - 1 replacement and 2 repairs in any period of insurance

Y

N

N

Optional excesses which you can select to decrease your premium

Restricted driver excess - $2,500 any one claim

Y

N

N

Unnamed driver excess - $2,500 any one claim

Y

N

N

Switch to Allianz comprehensive car insurance and get 12 months’ roadside assistance

Benefits such as towing and transportation, emergency fuel and key replacement. Full terms and conditions are available at allianz.com.au/roadside.

Extra ways you can save with Allianz

  • No claim bonus discount1

    Receive a no claim bonus of up to 65%

  • Safe driver discount2

    A further discount, over and above the no claim bonus discount, is available for eligible safe drivers

  • Restricted driver discount3

    Receive a discount if you choose to exclude cover for drivers under 25 years of age

Terms and Conditions

1. For each claim free period of insurance you will accumulate a discount off your motor vehicle insurance premium up to a maximum amount. This maximum amount will vary according to the State or Territory in which your vehicle is garaged/ kept. Any no claim bonus entitlement you hold with another insurance company is transferable. You may be required to provide documentary evidence of your current no claim bonus entitlement. No claim bonus discount amounts vary by state.

2. Safe Driver Discount applies to new Motor Insurance policies with comprehensive cover only. To be eligible for a safe driver discount:

  • the ratable driver must be aged 30 years or over;
  • the insured(owner) must have held a maximum no claim bonus for the last five consecutive years; and
  • all nominated drivers must have had no at fault claims for the last five years.

3. Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements.

Allianz Terms and Conditions

Insurance Commissions

Schedule of Fees and Charges (PDF)

Financial Services Guide (PDF)

Motor Insurance PDS