Planning for Your Beneficiaries

Have you nominated your children as beneficiaries of your super?…

What’s in the Budget for You?

The Treasurer, Mr Joe Hockey, has delivered his much anticipated…

Police Pre-88 Scheme Workshop

Police Bank invites you to attend a free workshop where qualified…

Transitioning to Retirement

The Nature of Retirement is Changing and So Are the Rules If…

Is a Self Managed Super Fund Right for You?

A self-managed superannuation fund (SMSF) is essentially a do-it-yourself super fund for a maximum of four people which gives you control of how your super is invested. In recent years, SMSFs have become increasingly more popular. While an SMSF can offer many benefits, it may not suit everyone. It is therefore important to understand the basics of SMSFs before deciding to use this as your chosen method to save for retirement.

Securing Your Superannuation Investment

Perhaps, like many people, you assume that when you die your super will become part of your estate and will be distributed according to your will. But, this is not necessarily the case. Unless you have completed a valid binding death benefit nomination, or the payment of the death benefits is otherwise fixed, the trustee of your superannuation fund will have discretion as to how your super death benefits will be paid.