Meet the couples
Bruce and Shelley. Try to keep their age pension
From 1 January 2017 the Centrelink assets test for the age pension is changing and many people are set to lose all or some of their benefits if they don’t reduce their assets.
Should Bruce and Shelley go on a holiday or gift some money to their child? Or perhaps they should renovate their house or transfer some money to super? You choose!
Natalie and Carlos. Mortgage paid off, now what?
Mortgage repayments are most people’s biggest expense so when it’s paid off the extra money is a big bonus. What would you choose? Splurge it or save it?
Tina and Dave. Coping with costs after an injury
Most people have insurance as part of their super plan but don’t know what it covers, if it’s enough and any restrictions that may apply. See what happens to Tina and Dave when they find themselves in some very unfortunate circumstances.
Carol and Chung. Timing their retirement
Deciding when to retire involves thinking through many factors including tax, super, cash flow and, of course, doing the things you’ve always wanted.
Should Carol retire at 57 or 60? And should she take her super as a lump sum or a pension? See how Carol’s decisions not only affect their finances but their lifestyle goals too.
Jen and Tom. Moving into Aged Care
There comes a time when empty nesters consider downsizing. For some, this will mean moving into more suitable accommodation for health or age reasons.
Help Jen and Tom with their living circumstances including decisions around Tom’s move into Aged Care accommodation. Should they sell or keep the family home?
Take the next step
To discuss the complex financial choices you’re facing, make an appointment with a Bridges financial planner. We have an established alliance with Bridges, to provide our customers with financial advice. Bridges has been helping Australians prepare for their retirement for 30 years.
A Bridges financial planner will develop a plan specifically for you; one that’s tailored to your needs and circumstances, to help you achieve your goals, both in the lead up to retirement and during retirement.
To make an appointment with a Bridges financial planner, please fill out the contact form below.The initial consultation is complimentary and obligation free.
Make an Obligation-Free Appointment
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Bridges Financial Services Pty Ltd (Bridges). ABN 60 003 474 977. ASX Participant. AFSL 240837. This is general advice only and has been prepared without taking into account your particular objectives, financial situation and needs. Before making an investment decision based on this information, you should assess your own circumstances or consult a financial planner or a registered tax agent. In referring members to Bridges, Police Bank does not accept responsibility for any acts, omissions or advice of Bridges and its authorised representatives. Examples are illustrative only and are subject to the assumptions and qualifications disclosed. Part of the IOOF group
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