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Posted By marketing On December 6, 2010 @ 3:05 pm In | Comments Disabled
Our Police Bank Visa Credit Card is a card developed especially for our Members with a low ongoing rate of
The Police Bank Visa Card also includes up to 55 days interest free.
Our credit card delivers greater flexibility to suit your lifestyle needs:
Have total convenience with our Police Bank Visa Debit Card. You can make purchases, pay bills and make cash withdrawals like a normal credit card – the one difference is you are using your money. Visa debit card provides the benefit and convenience of a credit card with a no interest to pay, plus other benefits:
From late July 2011, all new Police Bank Visa Debit and Police Bank Visa Credit cards will be issued with the new Visa PayWave ‘contactless’ payment feature. This allows you to pay for purchases under $100 without swiping, signing, or entering a PIN at participating merchants.
This new feature will also be combined with the microchip previously introduced in 2009, which increases card security.
What is PayWave? 
What are the benefits of PayWave? 
What is a chip card? 
Why the change to chip cards? 
Do chip card transactions work the same way? 
Are merchants ready for the new technology? 
Can Members still use magnetic stripe cards? 
Can the cards still be used at ATMs? 
Will Members need a new PIN? 
If Members have forgotten their PIN or would like to change it, can they request a new one? 
What about travelling overseas? 
Can the new cards be used for online shopping? 
Any further questions? 
Visa PayWave is the latest evolution in Visa payments, featuring a distinctive PayWave symbol. The cards have a tiny antenna embedded into the chip which securely transmits payment instructions to and from a specially adapted card terminal.
A Visa PayWave-enabled card is a quicker and more convenient way to pay:
It saves time on both sides of the counter due to shorter transaction times and shorter queues.
It’s more convenient as you no longer need to worry about carrying around pockets of cash.
The card doesn’t leave your hand at checkouts when making a contactless purchase.
You don’t have to sign anything or enter a PIN for purchases under $100.
A chip card is a credit or debit card with an embedded smart chip. It appears as a gold or silver square on the left hand side of the card. Like the magnetic stripe on the back of current credit and debit cards, the embedded microchip securely stores the Member’s account details – their account name, number and account expiry date.
The microchip has been developed in a joint venture between leading card providers to provide a new global standard in card security.
Unlike the magnetic stripe on the back of cards used until now, the microchip is virtually impossible to copy providing an unrivalled level of protection against counterfeiting, card skimming and other fraudulent use.
No, it’s a little bit different. On chip enabled POS terminals, instead of swiping their card, Members will soon be asked to insert their card into the chip terminal. The Member’s card remains in the terminal throughout the transaction and confirms their identity by requesting their PIN. Once the PIN is confirmed and the transaction has been processed, Members will be prompted to remove their card from the terminal.
Australian merchants are using chip enabled POS terminals, with the remaining business owners currently in the process of making the change to new chip terminals. In the meantime, merchant terminals remain fully compatible with both chip and magnetic stripe cards.
Yes, magnetic stripe cards can still be used in all payment terminals in Australia and cardholders can either sign or use their PIN to authorise the transaction.
Yes. All Visa cards can still be used at ATMs in the same way they are currently used.
No. When the new chip cards are issued, they will be linked to the Member’s original PIN.
Yes. You can change your PIN at any of our Branches.
Chip technology is already in use in many countries around the world so if Members are travelling overseas they need to memorise and use their PIN as this is the preferred, safer option for cardholders and most merchants.
Yes, of course. It’s still important to remind Members to use their card with some caution when shopping online. They should only shop on secure and reputable websites and take advantage of initiatives such as Verified by Visa to protect their card details.
If you have any questions regarding our Cards, please contact our Assistance Centre on 131 728 or send an email to email@example.com .
~ Terms and conditions apply and are available on our website. Fees and charges and lending criteria apply. 0% p.a. is applied to the Police Bank Visa Credit Card only if the card account being transferred is paid out in full and cancelled. Minimum balance transfer per card is $500.00. We reserve the right to withdraw this offer at any time. Interest rate on remaining balance will revert to our standard variable Visa Card rate, currently 10.96% p.a. Not available in conjunction with any other offer.
*Annual fee waiver can be withdrawn at any time.
Visa Debit Card 
Member Rewards 
Article printed from Police Bank: http://www.policebank.com.au
URL to article: http://www.policebank.com.au/products/visa-cards/
URLs in this post:
 Read More: http://www.policebank.com.au/loans/credit-cards/
 Read More: http://www.policebank.com.au/products/visa-debit-card/
 What is PayWave?: #1
 What are the benefits of PayWave?: #2
 What is a chip card?: #3
 Why the change to chip cards?: #4
 Do chip card transactions work the same way?: #5
 Are merchants ready for the new technology?: #6
 Can Members still use magnetic stripe cards?: #7
 Can the cards still be used at ATMs?: #8
 Will Members need a new PIN?: #9
 If Members have forgotten their PIN or would like to change it, can they request a new one?: #10
 What about travelling overseas?: #11
 Can the new cards be used for online shopping?: #12
 Any further questions?: #13
 firstname.lastname@example.org: mailto:email@example.com
 Back to Top: #top
 Loans/Visa Credit Card : http://www.policebank.com.au/important-information/#Loans/Visa Credit Card
 Visa Debit Card: http://www.policebank.com.au/important-information/#Visa Debit Card
 Member Rewards: http://www.policebank.com.au/important-information/#Member Rewards
 Schedule of Fees and Charges (PDF) : http://www.policebank.com.au/pdf/Schedule_of_fees_and_charges.pdf
 Financial Services Guide (PDF) : http://www.policebank.com.au/pdf/financial_services_guide.pdf
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